Continuous Coverage from the following New India Policies can be carried over to the extent of coverage under such previous policies:
Upon the happening of any event which may give rise to a claim under the Policy, You need to intimate the TPA named in the schedule with all the details such as name of the Hospital, details of treatment, patient name, Policy number etc.
In case of emergency Hospitalization, this information needs to be given to the TPA, within 24 hours from the time of Hospitalization.
This is an important condition which needs to be complied with.
Yes. We shall pay expenses incurred towards treatment of any Injury or Illness arising out of the following hazardous sports.
Our liability under this clause shall not exceed 10% of Sum Insured.
Payment under this clause is admissible only if the expenses are incurred in Hospital as In- Patient / Day Care Treatment in India.
Yes. Medical Expenses incurred sixty days prior to the date of Hospitalisation will be paid provided:
Yes. Medical Expenses incurred ninety days after the date of discharge will be paid provided:
You are free to choose any Sum Insured from Rs. 15 lakhs, 25, lakhs, 50 lakhs and 100 lakhs. The premium payable is determined on the following criteria:
The free look period shall be applicable at the inception of first Policy.
You will be allowed a period of 15 days from the date of receipt of the Policy to review the terms and conditions of the Policy and to return the same if not acceptable.
If You have not made any claim during the free look period, then You shall be entitled to:
Yes. Payments made for Health Insurance in any mode other than cash are eligible for deduction from taxable income as per Section 80 D of the Income Tax Act, 1961. For details, please refer to the relevant Section of the Income Tax Act.
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