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New India Asha Kiran Policy

BRIEF DESCRIPTION

This policy is designed to the parents with girl child. You and Your entire family will be covered under a Single Sum Insured (Floater). This Policy gives You and Your family, protection against unforeseen Hospitalisation expenses and Accident cover to Proposer and Spouse.

Overview

  • Lump sum amount on detection of critical illnesses
  • Congenital diseases also covered post waiting period
  • At Renewal, get the Option of enhancement of sum insured
  • Income Tax Benefit for the premium paid under Section 80D
  • The policy offers the Loyalty Discount and Good Health Discount.
  • Free Look Period for 10 days

About New India Asha Kiran Policy

In this policy You and Your entire family will be covered under a Single Sum Insured (Floater). The members of the family who could be covered under the Policy are:

  • Proposer
  • Proposer's Spouse
  • Proposer's Dependent daughter (Maximum two)

Discounted rates for girl children, ease of cashless settlement, critical care cover, Personal Accident insurance and reimbursement for emergency ambulance makes it a must buy policy.

Any individual of the age of 18 years and 65 years can buy the policy. Daughter(s)from 3 months up to 25 years can be covered. The upper age limit will not apply to mentally challenged daughter(s) and unmarried dependent daughter(s). The persons beyond 65 years can continue their insurance provided they are insured under the Policy with us without any break.

The policy covers the followings:
  • Day-care treatments and surgeries.
  • Ambulance Charges in shifting the insured from residence to hospital
  • Homeopathic, Ayurvedic system of medicine are covered.
  • The policy offers 25% of the sum Insured if the treatment is done at registered hospitals.
  • Pre-existing diseases (The diseases that any of the policy member has before buying the policy) are covered. Such as Hypertension, Diabetes and related complications are covered, provided the policy is continued for two continuous years.

Critical care benefit

If during the Period of Insurance any Insured Person is diagnosed to be suffering from any Critical Illness as listed below, we will pay flat 10% of Sum Insured as additional benefit i.e. other than the admissible claim:

  • Cancer
  • First Heart attack of specified severity
  • Open chest CABG
  • Open Heart replacement or repair of Heart valves
  • Coma of specified severity
  • Kidney failure requiring regular dialysis
  • Stroke resulting in permanent symptoms
  • Major organ / bone marrow transplant
  • Permanent paralysis of limbs
  • Motor neurone disease with permanent symptoms
  • Multiple sclerosis with persisting symptoms

Incase of death claim

  • Nominee as specified in the policy schedule should immediately notify the policy issuing office.
  • Submit the claim form along with death certificate, post mortem report, police report and original policy.

In case of Injury claim

  • Notify the policy issuing office immediately.
  • Submit Police report if any.
  • Submit claim form along with medical certificate certifying the disablement. This is an important condition that you need to comply with.

Policy Benefits

  • Tax benefits under Section 80D.
  • Health insurance cover for your whole family under a single sum assured.
  • Free renewals for claims.
  • Extensive health insurance coverage and multiple medical conditions and hospitalizations costs are included.

Images for Illustration Purpose Only.

For the detailed and exact information kindly download the brochure

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HEAD OFFICE :

NEW INDIA ASSURANCE CO. LTD.
New India Assurance Building, 87,
M G Road, Fort, Mumbai, Mumbai,
Maharashtra - 400001
Mobile No : 9087867654
Toll Free : 1800-209-1415
Email Id : techsupport@newindia.co.in

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