No, you are not eligible to buy New India Cancer Guard, if you are a Cancer Patient or if you had previously diagnosed with Cancer.
Yes, The Policy has a waiting period of 90 days. If the Insured contracts or is diagnosed with Cancer during the waiting period, the premiums are returned and policy is canceled. However, this shall not apply in case of renewal.
If You are diagnosed with Cancer for the first time, then 50% of the Sum Insured would be paid as Critical Care Benefit. This amount is in addition to the Sum Insured.
No, the amount is paid on diagnosis of Stage IV Cancer.
Each and every stage of Cancer is covered under New India Cancer Guard.
Once the Cancer Treatment is discontinued, we shall pay up to Rs. 10,000 for follow-up check-up every year.
In case any Insured Person requires to undergo a Surgery as advised by a Medical Practitioner, the expenses incurred towards consultation with another Medical Practitioner to seek advice on the Surgery shall be payable, up to Rs. 5,000 for Sum Insured of Rs. 5, 10 & 15 Lakhs and up to Rs. 10,000 for Sum Insured of Rs. 25 & 50 Lakhs.
Premium under New India Cancer Guard is charged as per your Age, Gender and whether you are a smoker/Non-Smoker.
Yes, you can continue to renew the policy even after getting diagnosed with Cancer.
Yes, tax rebate under section 80D of the IT Act is available.
Yes, 10% digital discount is applicable for both New and Renewal policies.
No
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