Private Car Insurance

Highlights

This policy covers private cars plying on public roads.

Type of covers provided

Liability Only policies:

The policy covers the vehicle owner's legal liability to pay compensation for

  • Death or bodily injury to a third party person.
  • Damage to third party property.

Personal Accident cover for Owner-driver is also included

Package Policy

In addition to the coverage under liability only, this policy covers loss or damage to the insured vehicle and its accessories due to:

  • Fire, explosion, self-ignition or lightning.
  • Burglary, housebreaking or theft.
  • Riot and Strike.
  • Malicious Act.Terrorist Act.
  • Earthquake (Fire and Shock) Damage.
  • Flood, Typhoon, Hurricane, Storm, Tempest, Inundation, Cyclone and Hailstorm.
  • Accidental external means.
  • Whilst in transit by road, inland waterway, lift, elevator or air.
  • By landslide/Rockslide

Also pays for towing charges from the place of accident to the workshop upto a maximum limit.

Add on Covers

Cover the following risks on payment of additional premium:

  • Loss or damage to accessories fitted in the vehicle such as stereos, fans, air-conditioners etc.
  • Personal accident cover under private car policies for:
    • Passengers
    • Paid driver
  • Legal liability to employees.
  • Legal liability to non-fare paying passengers in commercial vehicles.

Also pays for towing charges from the place of accident to the workshop upto a maximum limit.

Who can take the policy?

Any vehicle owner whose vehicle is registered.

Images for Illustration Purpose Only.

For the detailed and exact information kindly download the brochure