This plan offers coverage to entire family under one sum insured on a shared basis.This plan covers new born up to the renewal of the existing policy. This plan has premium loading up to 2% per year.
This policy can cover the entire family under a Single Sum Insured. The members of the family who could be covered under the Policy are:
Minimum two members are required in this policy. This policy cannot be given to a single person. Maximum six members can be covered in a single policy. This insurance is available to persons between the age of 18 years and 65 years. Children from 3 months up to 25 years can be covered
If during the Period of Insurance any Insured Person discovers that he/she is suffering from any Critical Illness as listed below, we will pay flat 10% of Sum Insured as additional benefit i.e. other than the admissible claim:
Any payment under this clause would be in addition to the Sum Insured and shall not deplete the Sum Insured. This benefit will be paid once in lifetime of any Insured Person. This benefit is not applicable for those Insured Persons for whom it is a pre-existing disease.
This plan provides coverage for ambulance expense up to 1% of sum insurance per hospitalization
For cataract claims, the liability of the company will be restricted to 10% of Sum Insured or Rs. 50,000 whichever less, for each eye.
This plan provides additional coverage for listed critical illnesses up to 10% of sum insured once in lifetime.
This plan covers non-allopathic treatments (Ayurvedic, Unani and Homeopathic treatments) up to 25% of sum insured.
This plan offers daily cash allowance post 24 hours of hospitalization up to 0.1% of sum insured up to a maximum of 1% of sum insured.
This plan offers coverage for medical expenses up to sum insured, on harvesting organ for the insured or for the donor and for transplantation.
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