New India Cancer Guard Policy

BRIEF DESCRIPTION

If during the Period of Insurance, You or any Insured Person incurs Medical Expenses that are Reasonable and Customary, and Medically Necessary for treatment of Cancer, We will reimburse such expense incurred.

This Policy is designed to give You, protection against unforeseen expenses towards treatment of Cancer.

Overview

  • Cashless facility
  • Claim free year
  • Cumulative bonus
  • Income Tax Benefit for the premium paid under Section 80D
  • Day care treatment

About New India Cancer Guard Policy

You can cover Your family members in one policy. The members of the family who could be covered under the Policy are:

  • Proposer
  • Spouse
  • Children
  • Proposer
  • Parents
  • ward

Each Insured Person shall be covered with separate Sum Insured.

Eligibility

  • Entry Age: 3 months - 65 Years
  • Sum Insured: 5L, 10L, 15L, 25L & 50L The eligibility of the Sum Insured is based on your age when you choose to buy your first Policy as below:

Incase of death claim

  • Nominee as specified in the policy schedule should immediately notify the policy issuing office.
  • Submit the claim form along with death certificate, post mortem report, police report and original policy.

Treatments Covered:

CONVENTIONAL TRETMENTS ADVANCED TREATMENTS
Chemotherapy Proton Treatment
Radiotherapy Personalised & Targeted therapy
Organ transplant Hormonal Therapy or Endocrine manipulation
Onco-surgery Immunotherapy including immunology agents
Stem cell transplantation, Bone marrow transplantation

Inclusion

a. For Sum Insured for 5, 10 and 15 Lakhs - Single AC room

b. For Sum Insured for 25 and 50 Lakhs - Deluxe room

Cancer Care Benefit:

0% of the Sum Insured would be paid as Critical Care Benefit in addition to the admissible claim amount, if during the Period of Insurance any Insured Person is first time diagnosed for Cancer and is in Advanced Metastatic Cancer (Stage IV).

Policy Benefits

  • 10% digital discount is offered for customers taking the policy in customer portals
  • Cashless facility
  • Claim free year
  • Cumulative bonus
  • Income tax benefit for the premium paid under section 80d
  • Day care treatment
  • 50% of the sum insured would be paid as critical care benefit